Changing Insurance on Seasonal Items
Many of our clients own and insure a variety of things that they don’t use all year. These can be cars, boats, motorcycles, jet skis, snowmobiles, motorhomes. Lots of things.
In Minnesota, most of these things get put into storage for part of the year. If this applies to you, make sure you’re not overpaying for insurance.
Since you’re not using this item, you don’t need Liability coverage. You won’t run into anything if it’s not being driven. Same goes for Collision coverage.
The only coverage you really need is Comprehensive – protection against fire, wind, hail, theft, vandalism.
How do you turn it off? Call us up and tell us it’s in storage or you’re putting it in storage and we’ll arrange to change the coverages based on when you tell us it’s in storage.
How do you turn it on again? Same way. Call us up before you take it back out.