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Ride share services have continued to grow dramatically since we wrote our previous posts about the insurance considerations.

Since this is a time of year where a lot of people start driving for Uber or Lyft to earn some extra cash, we thought it makes sense to give an update. When Uber and Lyft were first introduced, most insurance companies had no options available through personal policies. Since then, things have changed but you’re not automatically covered. You need to take extra steps to make sure you’re properly insured if you drive for a ride share service.

Most companies now have add-on coverage for Uber and Lyft driving. It typically covers the gap in your auto policy coverage that begins the moment you turn on your driver app. Without the proper endorsement, you could be personally liable for property damage, liability for all injuries, and other expenses in an accident  – whether it is your fault or not.

Uber and Lyft have very limited coverage protecting you and your vehicle, especially when you have not picked up your ride yet.

So many people are now using their car to make a little extra money, you need to know the risks.

Please contact us no matter who you are currently insured with and we can help you get covered.

Post Author: Steve Sarantos

Steve Sarantos spent his first 20 years after education, working in the auto industry, retail, and importing from the orient. Most of the positions were sales, or negotiating with vendors, which gave him a wealth of experience working directly with people and what it takes to make things work for both parties.
When he decided to go into business for himself, insurance seemed like the perfect venue. Help people with something most knew very little about, get the right product for the right price. Everyone has to have it in or form or another, so all you have to do to be successful is be honest, keep your promises, and offer people what they want. Someone to talk to about insurance that will give them choices and straight talk.
After starting Reliable Insurance Network from scratch in 1996, it is now a thriving family business with clients in MN, WI, and AZ. Reliable Insurance Network continues to refine it's processes, use technology to stay flexible, and let clients work with them in whatever way is comfortable for them, and provide top companies and rates along with superior service so everyone is happy.