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pile of red gift boxes with white ribbonsWas someone particularly generous to you this Christmas? Did you get that pair of antique diamond earrings? Is there a new 90″ flat panel TV in your media room? You’ll want to talk to us to make sure your covered.

While average household items are generally covered under a typical homeowner’s policy, these policies also specify maximum coverage amounts or ‘caps’. To ensure coverage on expensive jewelry, electronics or antique furniture, you want to deal with them specifically.

There are two ways to do this. First is to increase the coverage cap on your policy. Another way is to look into purchasing ‘scheduled coverage’ which is a separate policy attached to your homeowner’s policy that lists each item and its value so you are properly covered if something is lost, damaged or stolen.

So, if you’re wondering how best to proceed, get in touch and we’ll help you sort it out.

 

 

Post Author: Steve Sarantos

Steve Sarantos spent his first 20 years after education, working in the auto industry, retail, and importing from the orient. Most of the positions were sales, or negotiating with vendors, which gave him a wealth of experience working directly with people and what it takes to make things work for both parties.
When he decided to go into business for himself, insurance seemed like the perfect venue. Help people with something most knew very little about, get the right product for the right price. Everyone has to have it in or form or another, so all you have to do to be successful is be honest, keep your promises, and offer people what they want. Someone to talk to about insurance that will give them choices and straight talk.
After starting Reliable Insurance Network from scratch in 1996, it is now a thriving family business with clients in MN, WI, and AZ. Reliable Insurance Network continues to refine it's processes, use technology to stay flexible, and let clients work with them in whatever way is comfortable for them, and provide top companies and rates along with superior service so everyone is happy.

One Reply to “Do You Need to Insure ‘That’ Christmas Gift?”

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