Understanding Your Insurance Coverage
We know there’s a lot to keep on top of. That’s why we’re here for you.
 
		A Full-Service, Independent Agency – (651) 451-0101
We know there’s a lot to keep on top of. That’s why we’re here for you.
This has been an odd winter. On the whole it’s been pretty mild but with enough periods of bitter cold that make us question why we live in Minnesota.
Remember last winter in Minneapolis – St. Paul with its polar vortex and winter that wouldn’t end feeling? This year is supposed to be milder but you can expect plenty of days where being inside seems to be the only option and that can bring on a bad case of “Cabin Fever” for adults and children alike.
Typically your homeowner or renter policy will provide broad coverage on all of your property but will have a limit on jewelry, silverware, furs, firearms, fine art and other items of high value. A “valued items” rider can provide the coverage you need to protect these assets from theft, accident and natural disasters.
Nobody wants to think about it but imagine your home burned to the ground tonight. Your first concern would be for the safety of your family and finding shelter. Shortly after that however, you are going to want to file a claim so you can start the process of getting back to normal.
It’s that time of year again and if history is any indication the Twin Cities can expect at least 45″ of snow to fall. In fact Minneapolis – St. Paul has on average 100 days per year when there is at least 1″ of snow cover on the ground. It’s also the time of year when you can expect to wake up to the growl of your neighbor’s snow blower. Here are some safety tips.