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By Steve Sarantos, Reliable Insurance Network

Nobody ever wants to smash their car, much less hurt an animal. However, during the fall when deer are moving – particularly near dusk – it is important to remember the following tips:

– if a deer appears in front of you, hit the brakes as firmly as needed

– try not to swerve or leave the road

As much as your instincts tell you to avoid the deer think of this – It is more dangerous going in the ditch than it is hitting the deer.

Furthermore, from a policy perspective damage from ditching your car is considered collision and surchargable for most policies while hitting a deer is usually less severe and is considered comprehensive and is not surchargable

Questions? Want to learn more? Contact us anytime to discuss your coverage.

Post Author: Steve Sarantos

Steve Sarantos spent his first 20 years after education, working in the auto industry, retail, and importing from the orient. Most of the positions were sales, or negotiating with vendors, which gave him a wealth of experience working directly with people and what it takes to make things work for both parties.
When he decided to go into business for himself, insurance seemed like the perfect venue. Help people with something most knew very little about, get the right product for the right price. Everyone has to have it in or form or another, so all you have to do to be successful is be honest, keep your promises, and offer people what they want. Someone to talk to about insurance that will give them choices and straight talk.
After starting Reliable Insurance Network from scratch in 1996, it is now a thriving family business with clients in MN, WI, and AZ. Reliable Insurance Network continues to refine it's processes, use technology to stay flexible, and let clients work with them in whatever way is comfortable for them, and provide top companies and rates along with superior service so everyone is happy.