Understanding Your Insurance Coverage
We know there’s a lot to keep on top of. That’s why we’re here for you.
A Full-Service, Independent Agency – (651) 451-0101
We know there’s a lot to keep on top of. That’s why we’re here for you.
This has been an odd winter. On the whole it’s been pretty mild but with enough periods of bitter cold that make us question why we live in Minnesota.
Remember last winter in Minneapolis – St. Paul with its polar vortex and winter that wouldn’t end feeling? This year is supposed to be milder but you can expect plenty of days where being inside seems to be the only option and that can bring on a bad case of “Cabin Fever” for adults and children alike.
Typically your homeowner or renter policy will provide broad coverage on all of your property but will have a limit on jewelry, silverware, furs, firearms, fine art and other items of high value. A “valued items” rider can provide the coverage you need to protect these assets from theft, accident and natural disasters.
Nobody wants to think about it but imagine your home burned to the ground tonight. Your first concern would be for the safety of your family and finding shelter. Shortly after that however, you are going to want to file a claim so you can start the process of getting back to normal.
It’s that time of year again and if history is any indication the Twin Cities can expect at least 45″ of snow to fall. In fact Minneapolis – St. Paul has on average 100 days per year when there is at least 1″ of snow cover on the ground. It’s also the time of year when you can expect to wake up to the growl of your neighbor’s snow blower. Here are some safety tips.
Fire safety really is all about common sense and we’re sure you already know these tips. We just hope that bringing them up again makes you more aware of the risks and that helps create a safe and joyous holiday for you, your family and friends.
Snow is part of what makes Minnesota, Minnesota. If you treat it with respect then you will be able to fully enjoy the atmosphere and recreational opportunities that it brings us.
So there are 7 easy tips to lowering your energy bill this winter and trust us, these tips are a lot easier to do while we still have the fantastic fall weather rather than attempting them when the thermometer drops below freezing.
So today the highways are significantly safer and there is more technology to keep us safe. But the prime driver of safety remains the person behind the wheel