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Your daughter or son has gone to college. Does that have any impact on your insurance? Very possibly.

There are good reasons you may want to change your auto insurance, consider renter’s insurance, and even consider life insurance.

If your child is attending school far away (and doesn’t have one of your cars there), you may be able to adjust your auto coverage. The details vary by policy and by carrier, but it’s very likely that you can get a discount or potentially remove your son or daughter as a driver on your policy if they are more than 100 miles away.

When it comes to property insurance, young people today are in possession of some pretty valuable items – laptops, phones, stereos, game consoles, and so on.

Insuring those items will mainly depend on whether your child is living in on- or off-campus housing. If your child is living in a dorm, you likely have personal property coverage under your homeowners insurance. If they’re living in an apartment, you’ll want to assess whether you should arrange for renters insurance.

Again, these are details that vary by carrier and by policy. To find out if you should make changes to your policy, you’ll want to contact us.

Post Author: Steve Sarantos

Steve Sarantos spent his first 20 years after education, working in the auto industry, retail, and importing from the orient. Most of the positions were sales, or negotiating with vendors, which gave him a wealth of experience working directly with people and what it takes to make things work for both parties.
When he decided to go into business for himself, insurance seemed like the perfect venue. Help people with something most knew very little about, get the right product for the right price. Everyone has to have it in or form or another, so all you have to do to be successful is be honest, keep your promises, and offer people what they want. Someone to talk to about insurance that will give them choices and straight talk.
After starting Reliable Insurance Network from scratch in 1996, it is now a thriving family business with clients in MN, WI, and AZ. Reliable Insurance Network continues to refine it's processes, use technology to stay flexible, and let clients work with them in whatever way is comfortable for them, and provide top companies and rates along with superior service so everyone is happy.